The central bank released 1.2 trillion to rescue the market. From February 3rd, the central bank will put in 1.2 trillion to ensure sufficient liquidity supply.
Some insiders believe that the property market will also usher in a rare policy easing period. It is reported that a number of banks have provided special financial services to help prevent and control the epidemic, and lowered the loan interest rate of enterprises in epidemic areas.
On February 2nd, the central bank issued a document announcing that 1.2 trillion will be released, and four types of people can postpone mortgage repayment! The grace period of China Bank is 1 1 day!
It is only one day since the central bank issued the Notice on Further Strengthening Financial Support to Prevent and Control novel coronavirus.
The notice includes five parts and 30 measures to stabilize the economy, stabilize expectations and resist the epidemic.
Among them, there are two points that are most closely related to the people:
1. Some people can flexibly adjust their mortgage loans.
2. Some people's personal credit repayment such as credit cards can reasonably delay the repayment period. If the repayment is overdue due to inconvenience during the epidemic, it will not be included in the credit record.
What needs special attention is that the documents of the five ministries and commissions define the following four categories of people, who can reasonably postpone the mortgage repayment (key! Not a reduction, but a reasonable extension! )
1, infected person
2, epidemic prevention and control need to isolate observers.
3, personnel involved in epidemic prevention and control
4, affected by the epidemic temporarily lose the source of income.
Ordinary people, remember the date of their mortgage. Don't be overdue because you don't pay back.
Then, can people who meet the application conditions apply in Dongguan? What are the details?
Sister Fang hit eight first-class banking cities on these issues. Judging from the reply, the bank is currently drawing up the relevant loan extension plan according to the epidemic situation, but the specific details have not yet been officially introduced.
China Construction Bank (Tel: 95533)
Who can apply for mortgage extension:
Doctors, patients, staff and soldiers; People who do not belong to the above three categories and have no income due to the epidemic can also apply.
Application process:
Telephone customer service first registers the applicant's information, and then someone will follow up. It is recommended to repay the current loan first, and then apply if there is any difficulty in repayment in the next period.
Extension time: no explanation is given at present.
China Merchants Bank (Tel: 95555)
Who can apply for mortgage extension:
Mainly for Wuhan residents. Other city rules have not yet been issued.
Application process:
Local people in Wuhan can apply to the local account manager and loan department for extension; People in other cities can contact the customer service of China Merchants Bank if necessary to extend the registration information.
Extension time: no explanation is given at present.
China Industrial and Commercial Bank (Tel: 95588)
Who can apply for mortgage extension:
Doctors, patients, staff and soldiers, and people who have no income due to the epidemic can also apply.
Application process:
Qualified personnel can apply through telephone customer service, and there will be a special person to contact for the follow-up operation.
Extension time: no explanation is given at present.
Postal Bank (Tel: 95580)
Who can apply for mortgage extension:
Doctors, patients, government workers and industry employees who are greatly affected by the epidemic can adjust the repayment period appropriately.
Application process:
Those who meet the application conditions can apply to the local loan bank, but the reply from the local loan department shall prevail. It is recommended to repay the loan as soon as possible.
Extension time: subject to local outlets.
Bank of China (Tel: 95566)
Who can apply for mortgage extension:
Industry practitioners who are greatly affected by the epidemic.
Application process:
Eligible personnel can submit applications at their own loan outlets.
Extension time: at present, you can apply for extension 1 1 day.
Bank of Communications (Tel: 95559)
Who can apply for mortgage extension:
Call the official customer service, saying that the relevant rules such as mortgage extension have not yet been issued. For details, please contact the loan personnel of the local loan outlets for consultation.
Business hours:
Due to the epidemic period, only some outlets will go to work next week. It is recommended that customers in need know the working hours in advance before on-site consultation.
Industrial Bank (Tel: 9556 1)
Relevant detailed requirements have not yet been announced. Affected by the epidemic, you can call customer service to submit an application first, and the follow-up situation will be subject to each outlet.
Application process: at present, you can register by telephone customer service first, and the bank will reply within 3 working days after going to work.
Extension time: no explanation is given at present.
Agricultural Bank of China (Tel: 95599)
Who can apply for mortgage extension:
Affected by the epidemic situation, and can be reasonably delayed for non-personal subjective reasons.
Application process: relevant rules have not yet been issued.
Extension time: relevant rules have not yet been issued.
Source of this article: Dongguan Fang Jie