1, Alipay's payment and consumption habits, and then sesame credit score, and finally release the virtual credit line service of ant micro-loan. If you open the login, Sesame's credit score is insufficient.
2. Alipay's lending and consumption business is equivalent to. Borrowers are open, most transactions are conducted with Alipay, and they maintain good credit. In the future, there will be permission to borrow money
Second, Alipay has several loan businesses.
If you make a phone call, you should dial 95 188 and then press 1. You can transfer it to manual or customer service personnel, ask them to transfer it, and then ask customer service U to handle it for you. This is usually to provide your own identity information, so please pay attention.
Third, how to close all the borrowing functions of Alipay?
It is convenient to close all the borrowing functions of Alipay, as shown below.
1, turn it off by yourself.
Users log in to Alipay APP, click "My" in the lower right corner of the homepage and find "Borrow". After entering the "Borrowing Books" page, click "My" in the upper right corner, select "Close Service" in "More", and then close it according to the system prompt.
2. Contact customer service to help close the loan.
Users log in to Alipay APP, click "My" in the lower right corner on the homepage, click the customer service icon in the upper right corner on the "My" page to enter the customer service interface, and enter and send "Turn off the loan function" with the customer service in the dialog box. The customer service will reply a closed link, and the user will click the link and choose to close.
4. What is Alipay loan?
Alipay loan is: 1, and the amount of ant flower bud is determined according to your sesame credit score. The higher your sesame credit score, the higher its amount. As long as the sesame credit score is above 600 points, you will have the opportunity to obtain a certain amount, which can be used after opening, and will be repaid before 10 next month. 2. Some users with credit scores over 600 will have the opportunity to apply for the loan, with the maximum amount of 300,000, the longest repayment period of 12 months and the daily interest rate of 0.04%. Users with good credit can get a preferential loan interest rate of 0.03%, which can be repaid with the loan. 3. You will have the opportunity to apply for a good-term loan with a sesame score of 600, with a maximum amount of 200,000. Alipay adds service window: good term loan, click the application amount and fill in relevant information. Generally, it will be paid to Alipay within 10 minutes. Officially, it is 1 day. 4. Alipay is good at borrowing money. This is a personal credit loan jointly launched by Guangfa Bank, Mi You Finance and Alipay. It uses the entrance of Alipay to provide loans of up to 200,000 yuan for users with good credit qualifications with sesame scores of 700 or more, and even gives an attractive loan interest rate of 0.03% per day. Alipay has added a service window: If you have rice finance, you can apply for a loan. 5. Alipay Online Banking Alipay Online Banking still serves small and micro enterprises, mass consumers, rural operators and farmers, and small and medium-sized financial institutions. The application threshold is the same as the previous loan. The maximum loan amount is 1 000 yuan, the daily loan interest rate is 0.05%, and the loan term is 1.2 months. Use the average capital repayment method. According to Article 8 of the Civil Code of People's Republic of China (PRC), civil subjects shall not violate laws, public order and good customs when engaging in civil activities. "General Principles of Civil Law of People's Republic of China (PRC)" Article 108 The debt shall be paid off. If it cannot be repaid temporarily, it may be repaid by the debtor in installments with the consent of the creditor or the people's ruling. Those who have the ability to repay and refuse to repay shall be forced to repay by the people's judgment.