Yes According to the inquiry of ICBC official website, the access function of the savings card of China Industrial and Commercial Bank will not be affected after it expires. After the chip debit card of China Industrial and Commercial Bank expired, the transactions in the card, some counter transactions and smart terminal transactions could not be handled normally. Online banking, mobile banking, tripartite payment, UnionPay QR code, cash withdrawal without card reservation, loan repayment, credit card, payment and deduction of business expenses are not affected, so ICBC can still borrow online when it expires.