Current location - Loan Platform Complete Network - Bank loan - How to stipulate the deposit ratio and deposit base of Zhoukou housing provident fund in 2023?
How to stipulate the deposit ratio and deposit base of Zhoukou housing provident fund in 2023?
20 18 Zhoukou housing provident fund deposit year is July 20 18 to June 30, 20 18. 20 18 Zhoukou city housing provident fund deposit ratio should generally be 5%- 12% of the units and employees. The deposit ratio and deposit base of housing provident fund are as follows: the deposit ratio of housing provident fund is 20 18 Zhoukou housing provident fund ... If you want to know more about how the deposit ratio and deposit base of Zhoukou housing provident fund are stipulated, let's take a look with me.

20 18 Zhoukou housing provident fund deposit year is July 20 18 to June 30, 20 18. 20 18 Zhoukou city housing provident fund deposit ratio should generally be 5%- 12% of the units and employees. The specific situation of housing provident fund deposit ratio and deposit base is as follows:

First, the proportion of housing provident fund deposit

The deposit ratio of housing provident fund in Zhoukou City should generally be 5%- 12% for units and employees respectively. According to the standard of 42,590 yuan, the average wage of employees in Zhoukou City announced by the statistics department of Zhoukou City, if the average wage of employees paid by the unit reaches or exceeds the average wage level of that year, the contribution ratio of units and individuals shall not be less than10%; If it reaches 80% of the average wage of the year (34,072 yuan), the contribution ratio of units and individuals shall not be less than 8%.

Two, the upper and lower limits of housing provident fund deposit.

The average wage of employees in Zhoukou City announced by the statistics department of Zhoukou City is 42,590 yuan. According to the relevant regulations, the monthly deposit base of housing provident fund shall not exceed 3 times the average monthly salary of employees in the previous year announced by the statistical department of the city where employees are located, and shall not be less than 60% of the average monthly salary of employees in the city where employees are located. The upper limit of the monthly deposit base of housing provident fund is 10647.5 yuan, and the upper limit of the total monthly deposit of units and employees is 2555 yuan; The lower limit of the monthly deposit base of housing provident fund is 2 129.5 yuan, and the lower limit of the total monthly deposit of units and employees is 2 13 yuan.

Three, housing provident fund deposit base calculation method

The deposit base of housing provident fund is approved according to the average monthly salary of employees in the previous year, and the financial supply unit is approved according to the actual budget of that year.

Four, the calculation method of the monthly deposit amount of housing provident fund

The monthly deposit is the sum of the monthly deposit of the unit and the monthly deposit of the employees. Units and individual employees implement the same deposit ratio. When calculating the monthly deposit of the unit and the monthly deposit of the employees, the amount shall be rounded to yuan.

Employee's monthly deposit amount = monthly deposit wage base deposit ratio

Unit monthly deposit amount = monthly deposit wage base deposit ratio