1, the annual interest rate of ABC's online loan can be divided into two situations: ① the interest rate of mortgage customers rises15%; ② The floating range of interest rate for non-mortgage customers is 15%-50%. The Agricultural Bank of China will adjust the interest rate according to the market situation. When NetJet loans are repaid, the interest rate is the interest rate at the time of lending.

2. Many people think that the interest rate of NetJet is not high. Even in similar products, the interest rate of NetJet is relatively low, which is more cost-effective. Because the minimum annual interest rate of ABC's online loan is only 4.5675%, and the monthly interest rate is only 3.8%, that is, the loan 1.25 yuan, the interest for one day is only 1.25 yuan, and the interest for one year is 456.25 yuan.

3. In addition, the online loan quota is independent and has nothing to do with the credit card quota, but the use of online loans will affect the credit card quota. If you want to increase the quota, you'd better settle the Netjet loan before operating. Applying for online loans also pays more attention to ABC's running water and personal credit information.

Finally, I want to say that the online loan of ABC is valid for one year. After one year, the loan amount of NetJet will be re-evaluated. After the expiration of one year, you can only apply for the loan amount every other day. This needs everyone's attention

1. From June, 2020165438+1October 12, the implementation of interest rates for newly signed1year online loans in various regions is as follows:

1. Newly signed 1 The minimum annual online loan is 4.35%: Beijing, Tianjin, Hebei, Shandong, Qingdao, Shanghai, Jiangsu, Zhejiang, Ningbo, Fujian, Guangdong, Xiamen, Shenzhen and Dalian.

2. Newly signed 1 year loans with a minimum of 4.45% regions: Shanxi, Henan, Anhui, Hubei, Hunan, Hainan, Jiangxi, Sichuan, Guangxi, Shaanxi and Chongqing.

3. Newly signed 1 year, the minimum loan is 4.5%: Inner Mongolia, Guizhou, Yunnan, Gansu, Qinghai, Ningxia, Xinjiang, Xinbingtuan, Liaoning, Jilin and Heilongjiang.

Second, the application conditions:

1, whose salary is paid by ABC, is a personal housing loan customer of ABC. Some areas can be relaxed to customers who pay housing provident fund on time;

2. If you are a provident fund customer, you must have more than 2 years of provident fund deposit information, and there is no personal loan balance in ABC or other banks recently;

3. It has a good central bank credit record and a good personal credit record in the past five years, and has the ability and willingness to repay the loan principal and interest on schedule.