Nowadays, Taobao stores are overwhelming, and all kinds of people open Taobao stores, some are students and some are business tycoons, but Taobao shopkeepers sometimes encounter unexpected situations. Since Taobao can provide loan services, it is beneficial to get the month first, so what are the conditions and procedures for Taobao sellers to apply for Taobao loans? Taobao sellers have two kinds of loans in Taobao: order loans and credit loans. Let's talk about what conditions need to be met for order loans and credit loans, and what is the application process. Taobao order loan is a kind of mortgage loan, and the seller uses the payment paid by the buyer who has delivered the order as collateral for the loan. Because it takes many days for the seller to get the buyer's payment after selling the product, the circulation of funds remains unchanged, so Taobao order loan is a very convenient financial solution. To successfully apply for Taobao order loan, you need to meet the following conditions: 1) Taobao seller with full civil capacity, store registrant 18 years old; 2) Taobao shop has been operating effectively for 2 months, and the monthly effective transaction volume; 3) Honest and trustworthy, and the store has a good credit record. The application process of order loan is: 1) Fill in the loan information: In this step, you can choose whether you need automatic loan according to your own needs, and enter the next step after filling in all personal information. A. Uncheck "Apply for loan automatically": that is, apply only once. B. Tick "Apply for loan automatically": that is, you choose the next system to apply for loan automatically. In the next 60 days, we will help you apply for a loan once a day (subject to the results of the system audit on that day). 2) Confirm the loan content: in this step, you can refer to the maximum loan amount displayed on the page and enter the actual amount of funds needed; After confirming the loan contract and entering the Alipay password, the funds approved by Taobao will generally be distributed to your Alipay account within 3 minutes. Next, let's talk about Taobao credit loan. Credit loans don't need mortgage or guarantee, and they depend entirely on the owner's credit to get loans. The shopkeeper doesn't need to provide any mortgage. The owner's credit rating is loan credit evaluation, not Taobao transaction credit or star diamond rating. The application conditions for Taobao credit loan are as follows: 1) Taobao stores have been operating effectively for 6 months, with effective monthly trading volume and good operating conditions; 2) Honest and trustworthy, and the store has a good credit record; 3) Store registrant 18-65 years old, with full capacity for civil conduct. The application process of credit loan is as follows: enter I am the seller-store management-Taobao loan, click this credit loan to enter the loan page, and click the loan application button: 1) to fill in personal information: all information needs to be filled in when applying for the first time, and the personal information page has the function of automatic saving, so it is not necessary to fill in it again when applying for a loan; 2) Fill in the loan amount and service period; 3) Determine the loan. After reading the instructions, you should know how to apply for a Taobao loan. If you want to apply for a Taobao loan, first look at what kind of loan you meet. If both the order loan and the credit loan meet the requirements, then apply according to your own needs.

Second, what conditions do I need to apply for Taobao and Taobao loan, and where do I apply?

Applying for online loans requires credit, store management, personal identity information and other materials. Pay attention to bee e-loan, and pay it back if you borrow it.