Handling fee: Maybe people who borrow money to buy a car know that many loan methods are interest-free loans, but is this really the case? In fact, there will still be a certain handling fee, which is a way for 4S shops to make money, but the handling fee and interest rate are not much different.
3360 estimates that many consumers have encountered it, that is, some auto insurance is obviously unnecessary, but the car shop has to impose it on you to earn a certain profit. This is also one of the conditions of the loan, so you have to do it, so you have to look at the policy carefully.
Original car price: Maybe some financial institutions really lend it to you without interest, but in fact there is no preferential car price at the original price, so you can only buy a car at the original price, that is, buying a car with 654.38+0.7 million yuan will cost one or two thousand yuan more. It's too pit.
Of course, the loan is not all bad, but if you have enough money to buy a car, I suggest you buy it in full. If you don't think it is necessary, you can also choose a loan, as you like.