1. If it is necessary to withdraw the provident fund for the purchase of owner-occupied housing, the original and photocopy of the house purchase contract (or contract) and house purchase * * (or receipt and mortgage bank passbook) shall be provided. For the renovation and overhaul of the house, provide the original and photocopy of the "House Safety Appraisal Certificate" or relevant certificates, property certificates and purchase of building materials issued by the house safety appraisal institution. When employees buy, build, renovate or overhaul their own houses, they need to apply for the housing accumulation fund of their spouses and immediate family members. The extracted employees shall go through the examination and approval procedures at the provident fund management center according to the prescribed procedures with the marriage certificate or household registration book and the above-mentioned relevant certificates.
2. Repay the principal and interest of the house purchase loan, and provide the house purchase contract (or contract), house purchase * * (or receipt, mortgage bank passbook), the original and photocopy of the loan contract, and the registration form for installment withdrawal of the housing provident fund.
3. To pay the rent, provide proof of family members' salary income, household registration book, original and photocopy of lease contract, and registration form for installment withdrawal of provident fund issued by the unit.
4. If you retire, provide a retirement certificate.
5, completely lose the ability to work, and terminate the labor relationship with the unit, provide proof documents issued by the labor department or hospital.
6. If the household registration moves out of the city or county, provide the household registration certificate issued by the household registration book or the police station; Those who leave the country to settle down, provide household registration book, passport and visa.
7. If an employee dies or is declared dead, and his heir or legatee applies for surrender, he/she shall provide a household registration book, proof of legal inheritance or bequest, judgment documents, etc.
8. If the employee who is not registered in this Municipality terminates the labor relationship with his unit, the certificate of termination of labor relationship shall be provided when applying for withdrawal.
Provident fund, usually refers to housing provident fund, and sometimes also refers to company provident fund. Housing accumulation fund refers to the long-term housing savings paid by state organs, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises, institutions, private non-enterprise units, social organizations and their employees.
From July 20 17 1 day, the transfer and connection of housing provident fund in different places are all handled through the "National Platform for Transfer and Connection of Housing Provident Fund in Different Places". Gradually realize "accounts go with people, money goes with accounts". At the same time, we will vigorously promote off-site loan services to meet the funding needs of paid employees for cross-regional housing purchases.
20 16, 18 On February 8th, according to the Notice of the Central Bank, the Ministry of Housing and Urban-Rural Development and the Ministry of Finance on Perfecting the Formation Mechanism of Deposit Interest Rate in Employees' Housing Provident Fund Account, the deposit interest rate in employees' housing provident fund account was adjusted from the current benchmark interest rate for current and three-month deposits divided by collection time to the unified benchmark interest rate for one-year time deposits on February 2nd.
Related definition
The housing accumulation fund system is actually a housing security system and a form of monetization of housing distribution. The housing accumulation fund system is an important social security system for housing stipulated by national laws, which is mandatory, mutually supportive and guaranteed. Units and individual employees must fulfill their obligations to pay housing provident fund according to law. The housing provident fund paid by individual employees and the housing provident fund paid by the unit shall be stored in special accounts and owned by individual employees.