The reason for the change of student loan needs to be modified by logging in to the student online service. If you can't modify it online, you need to contact the school teacher or the local education bureau to modify it. The specific operation is as follows:
1. Students and Xin * * * go to the local county-level funding center with the borrower and submit the change application;
2. Wait for the relevant staff to verify the identity of the new borrower and confirm whether it meets the requirements;
3. If the new borrower meets the requirements, both parties can re-sign the student loan contract.
It should be noted that the new borrower requires that if the new borrower is not the borrower's parents or legal guardians, then they must meet certain conditions.
The national student source credit student loan refers to the student loan issued by the National Development Bank to eligible college freshmen and students with financial difficulties, which is handled in the county (city, district) where the students are registered before entering school.
Student loans are credit loans, and students and their parents (or other legal guardians) are the same borrower, and both parties are responsible for repayment.
Loan targets: full-time undergraduate colleges, higher vocational colleges and junior colleges (the list of schools is subject to the announcement of the Ministry of Education and is valid for filing in the student loan system of China Development Bank).
Loan amount: the upper limit of national student loan is raised to 12000 yuan for undergraduates and preparatory students, and 16000 yuan for postgraduates, which is an integer between 1000 and 12000( 16000). In principle, it is used for students' tuition and accommodation during school. College students who obtained national student loans in colleges and universities in that year may not apply for student-origin credit student loans at the same time.
legal ground
Measures of China People's Bank for the Administration of Student Loans
Article 9 The repayment method of student loans is flexible, which can be repaid in advance, the interest can be paid off together with the principal, and the repayment can be made in installments (year, quarter and month). The specific method shall be agreed by the lender and the borrower and specified in the contract. If the principal and interest of the loan are repaid in advance, the interest on the part repaid in advance shall be calculated according to the interest rate agreed in the contract and the actual use time; If the principal and interest of the loan cannot be repaid on schedule, the lender shall collect the penalty interest according to the regulations.