4.95%. According to the information of the real estate network, the mortgage interest rate in Mingguang City is: the first suite interest rate is 4.95%, and the second suite interest rate is 5.35%. Mingguang city, also known as Jiashan, is a county-level city managed by Chuzhou. It is located in the northeast edge of Chuzhou City, Anhui Province, on the north side of the Jianghuai watershed. Mingguang is located in the east of Anhui Province, bordering Xuyi and Sihong in Jiangsu Province in the east, Chuzhou City in the south and Wuhe River in the north.