2. Go to the local tax center, go to the window to declare the special additional tax, and submit relevant information to complete the tax refund according to the requirements of the staff.

I. Handling process

1. loan application: the customer fills in and submits the application form and application materials specified by CCB.

2. Pre-lending investigation and interview: CCB interviewed the borrower and conducted pre-lending investigation.

3. Loan approval: CCB conducts loan approval.

4. Signing a contract: After the customer's loan is approved, sign a loan contract with CCB.

5. Loan issuance: CCB will issue loans after meeting the requirements.

6. Customer repayment: the customer repays the loan on time as agreed.

7. loan settlement.

(China Construction Bank)

Two, the loan withdrawal mainly has the following two ways:

1. Exit directly. After the loan contract comes into effect, the borrower will directly transfer the loan to the deposit account opened in the loan bank according to the payment plan agreed in the contract.

2. Special drawing. After the loan contract comes into effect, the borrower will entrust the loan bank to transfer the loan to the deposit account opened by the selling unit or developer in the relevant bank at one time or in several times according to the time stipulated in the loan contract. Borrowers who take special withdrawal methods must provide relevant contracts to the lending bank when withdrawing money. Agreement payment notice and other documents. Housing provident fund loans should be issued through special extraction.

Three. Mortgaged goods

1. Houses and other fixed objects on the ground owned by the Mortgagor.

2. The right to use state-owned land obtained by the mortgagor according to law.

3. Property stipulated by other laws recognized by the lending bank.

4. Voucher bonds.

5. National key construction bonds.

6. Financial bonds.

7.AAA corporate bonds.

8. Securities such as certificates of deposit.

9. Personal housing loan guarantee

Fourth, matters needing attention

1. Repay the loan principal and interest on schedule.

2. No false documents or materials shall be provided.

3. Without the consent of the lending bank, the property or rights and interests with mortgage or pledge shall not be removed, sold, transferred, donated or repeatedly mortgaged.

4. Do not change the purpose of the loan and misappropriate the loan without authorization.

5. Cooperate with loan banks to supervise and inspect the use of loans.

6. Do not sign contracts or agreements with other legal persons or economic organizations that are detrimental to the rights and interests of loan banks.

7. When the guarantor violates the guarantee contract or loses the ability to bear joint and several liabilities, the collateral is not enough to pay off the principal and interest of the loan due to accidental damage, and the pledge is obviously reduced, which affects the lender's realization of the pledge right, the borrower shall implement a new guarantee or a new mortgage (pledge) according to the requirements of the loan bank.

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