Users can handle it through CCB outlet counters, CCB mobile banking, CCB online banking and CCB customer service hotline. Case study:
Application for counter of construction outlets: users bring their valid personal identification documents to the counter of construction bank outlets and ask the staff to help them open them.
Official website Application: Users can click "Credit Card" in the upper column through CCB Credit Card official website, then select "Credit Card Application", select the card type they want to apply for in the page, fill in personal information, and submit the application to open it.
According to Article 7 of the Measures for the Supervision and Administration of Credit Card Business of Commercial Banks, credit cards refer to all kinds of media that record the relevant information of cardholders' accounts, have the functions of bank credit line and overdraft, and provide relevant banking services for cardholders.
Credit card consumption is a non-cash transaction payment method, which does not need to pay cash when spending, and repays on the bill date.
Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to a credit card in which the cardholder has a certain credit limit and can spend first and then repay. Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund according to the regulations, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the prescribed credit limit. Credit cards generally refer to credit cards.
Compared with ordinary bank savings cards, the most convenient way to use credit cards is for ordinary consumption, and there is no cash in the cards. In many cases, it is enough to return the consumption amount on time.
You can spend without deposit overdraft, and enjoy an interest-free period of 20-56 days to repay on time without any charge (most banks will charge 0.5% interest on the day of cash withdrawal, and there will be a 2% handling fee, but ICBC will only charge interest).
It is not only safe and convenient to swipe your card when shopping, but also a bonus gift.
Special merchants who hold cards in banks can enjoy preferential treatment.
Accumulate personal credit, add credit records to credit files, and benefit for life.
Access to the whole country is barrier-free, and you can withdraw money or spend money by credit card on ATM and POS machines with UnionPay logo; (Note: Credit cards are only suitable for credit card spending. It is best not to withdraw cash, which is expensive and uneconomical. )
Credit card spending, some credit cards get existing points, and various discounts and lottery activities throughout the year, so that you can always have surprises as long as you use the card; (Most credit cards have no points for online payment, but online payment is very convenient and fast. )
Mail the statement free of charge every month, so that you can grasp every consumption expenditure transparently; (Now advocating environmental protection, you can cancel the paper statement and change it into an electronic statement. )
Unique supplementary card function, suitable for husband and wife to jointly manage money or master children's financial expenses.
The free choice of one card and two currencies is popular all over the world, and consumption abroad can repay in RMB.
400 telephone or 5-digit short number prefixed with "9" provides 24-hour service, and the report of loss takes effect immediately, with zero risk of card loss.
Validity period: It is known that the validity period of domestic credit cards is generally three to five years.
Use the third-party platform (the domestic platform supporting credit card bill management is mainly Jujindou) to conduct business cooperation and provide preferential services for cardholders.
There are two methods and processes for handling CCB credit cards.
Credit card is a big market now. In order to improve their competitiveness, major banks issue different theme cards every year according to different points, and China Construction Bank is no exception. Then, how to handle the credit card of CCB can be divided into online application and branch counter application.
How to apply for CCB credit card, process:
1. Apply for CCB credit card online.
1. Open the home page of China Construction Bank official website;
2. Select the credit card center and click on the credit card online application;
3. At this time, there will be two choices: "new user application" and "existing card customer application", which you can choose according to your own situation;
4. Fill in the personal basic information according to the page prompts, select the card type, and confirm that the card receiving agreement of China Construction Bank Longka Credit Card has been checked, and then click Submit.
Tip: If you apply for a credit card again for an "existing card customer application", you need to fill in some basic information of the existing credit card.
Second, the branch counter applies for the CCB credit card.
It is a traditional way to apply for a credit card at the counter of a bank outlet. In that case, as long as you bring all the information and give it to the bank staff, it will be fine. The required materials include: credit card application for China Construction Bank, identity certificate, work certificate, income certificate, residence certificate, etc. (For details, please click.
20 17 the knowledge points of CCB's credit card processing conditions are here.
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It takes about 20-25 working days to approve CCB's credit card, which is one month. You can also check the processing progress through the "Card Processing Progress Query" in the Credit Card Center.
Seeing how to apply for CCB credit card here, this process is clear at a glance. At the same time, in the credit card column, just click
Convenient entrance
You can quickly apply for the CCB credit card!
How to handle the credit card of CCB?
China Construction Bank can apply for a card online.
Users can apply for building a bank card online. The specific application steps are as follows:
1. Log in to China Construction Bank official website;
2. Click Deposit, Loan and Bank Card-Debit Card to apply;
3. Fill in personal information, including name and ID number, and then click Next.
4. Click and tick to agree to the payment agreement of CCB Dragon Card Debit Card to complete the application.
Operating environment: Huawei nova7JEF-AN00
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Processing flow:
1, you must bring your ID card, because you need to deposit some money when you apply for a card for the first time. Generally the lowest is around 10 yuan. It takes about 10 to get a card. Therefore, please bring your ID card and 20 yuan (or above) cash to the local business outlets;
2. After entering, you will see the lobby manager. The lobby manager will usually ask you what business you need to handle. As long as you tell me that you need to apply for a bank card, the lobby manager will take out the corresponding form for you to fill out;
Generally speaking, larger outlets will have queuing machines. After queuing, people don't have to wait in line. Just wait for the counter to dial the number. Go to the queue machine, click on the new card opening business that needs to be handled, and take out the note. It will show your position and how many people are waiting in front of you;
4. After arriving at the counter, give the completed form and ID card to the bank teller. You need to sign and enter the password when you apply for a card. The password is six digits. After setting, remember. This is the future withdrawal password;
You will get a bank card after going through all the formalities. If you handle online banking at the same time, you will get a security card or U shield at the same time.
Expansive material:
Handling CCB bank cards requires the following conditions:
1, 18 years of age or older, who have a stable job and a certain income, have no bad record and have repayment ability, can apply for a Longka (dual currency) credit card;
2. Working in the issuing bank for half a year or one year before joining; If the annual income reaches the local average annual income, it can be counted as 13 months. In addition, applicants who have a certain social status or have an annual income of more than 5 times the per capita annual income within the jurisdiction of the card issuer and have good credit can be issued with their consent.
How to activate CCB credit card?
There are several ways to activate CCB credit card through mobile phone:
1. Find the application of China Construction Bank on the mobile phone, and click to open the mobile banking of China Construction Bank.
2. Click the following credit card option in the open interface, and then click the activate card option.
3. Enter the credit card information, and then click OK below.
4. After that, you can successfully activate the CCB bank card, then set the payment password, and click OK below.
By activating the bank card through the mobile phone, you can log in to the mobile banking, online banking or call the customer service hotline for manual service (enter or ID number, and activate the bank card according to the prompt after authentication).
Take China Construction Bank's mobile phone activation bank card as an example, log in to China Construction Bank's card official website, enter the "Activation and Password Management" menu, and click Activate.
It is worth noting that if the savings card of China Merchants Bank is handled by others or companies for you, you need to activate it at any outlet of China Merchants Bank with your ID card and bank card, and mobile banking cannot be activated.
1. Bring your bank card and ID card to the bank counter, and go through the bank card activation formalities with the help of the staff.
2. Call the bank customer service number 95566 and enter the ID number according to the telephone prompt to activate the China bank card, otherwise the system may not be able to confirm the card information.
3. Call the bank customer service and select "Card Activation" under self-service voice or manual service.
4. Enter the ID number or manually check the cardholder information, and the information must be correct.
Precautions:
1. When entering the password, be careful to cover it with your hands. If there is any abnormality in the password protection cover and card entry protection slot of ATM, please do not use it for safety reasons and notify the bank immediately.
2. In order to prevent fake ATM machines, customers should try to choose self-service banks with obvious signs and use ATM machines under the video surveillance of banks.
It is best to store the bank card and ID card separately. Don't lend your bank card to others, and don't disclose your bank card and password at will.
4. When spending by credit card, don't let the bank card leave sight. Pay attention to the number of times the cashier swipes the card. When you get the shopping list and card, check whether the amount on the shopping list is correct and whether it is my card.
5. Open SMS service, keep abreast of account changes, and call the bank to report the loss once abnormal transactions are found.
6. If you suspect that the funds have been stolen, you should immediately call the bank customer service number and report the loss of the bank card account in time.
So much for the introduction of how to open CCB credit card.