Whether it is good to apply for CITIC's new Jinbao loan mainly depends on this person's qualifications. If you meet the requirements of the new Jinbao and have good credit, just apply. If you don't meet the requirements and your qualifications are not good, you will be rejected.
Generally, you need to have a stable and legal job, earn more than 4,000 yuan, and have a stable address to apply for a new Jinbao.
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As long as it meets the application conditions of CITIC Bank's new Jinbao, the application will be fine. If you don't meet the requirements, it is not easy to apply, which varies from person to person.
The maximum loan amount of CITIC Bank Xinjinbao is 300,000 yuan. If you are a paying customer of CITIC Bank, it will be easier to get loans.
2. What is the credit treasure of CITIC Bank?
"Xinjinbao" is a convenient, efficient and low-cost personal unsecured and unsecured cash advance service provided by CITIC Bank Credit Card for customers with stable work and income. The maximum loan amount of the loan product is 300,000 yuan, and the longest standby period is 3 years.
CHINACITICBANK, formerly known as CITIC Industrial Bank, was founded in 1987 and renamed at the end of 2005, with its headquarters in Beijing. CITIC Bank is one of the earliest emerging commercial banks established in China during the period of reform and opening-up. It is also the first commercial bank in China to participate in domestic and foreign financial market financing, and it is well-known at home and abroad for creating many firsts in China's modern financial history. On April 27th, 2007, CITIC Bank was listed on the Shanghai Stock Exchange.
CITIC Bank is the seventh largest bank in Chinese mainland, with total assets exceeding HK$ 65,438+0,200 billion, employees exceeding 65,438+0,600 and more than 540 branches. It is one of the six banks and three guarantees for Chinese financial stocks in Hong Kong. 20 13 citic bank was awarded the top 500 Chinese brands in 20 13 jointly by China brand value research institute, the central state regulatory commission and Focus China. In 20 14, citic bank and AliPay launched 1 10,000 online credit cards. On 2015165438+10/8, CITIC Group and Baidu announced their strategic cooperation, and CITIC Bank and Baidu initiated the establishment of direct banking.
On March 26th, 20 18, CITIC Bank held a performance conference. In 2007, it achieved an operating income of 201567.08 billion yuan, an increase of1.86% over the previous year. The net profit attributable to shareholders of the Bank was 42.566 billion yuan, an increase of 2.25% over 20 16.
3. Is Xin Jinbao a liar?
I don't know the WeChat I sent to Xin Jinbao. Let me take my ID card and bank card and say that it was approved at 28,000 yuan, but it hasn't arrived in the account 24 hours later, so I was cheated. 10 points the handling fee at 2,800 yuan. At present, I am worried that he will take a photo of me holding my ID card and borrow money from the bank card. What should I do?