1. Science and technology loan: Science and technology loan is a loan specially provided for science and technology enterprises to support their R&D and innovation activities. This kind of loan is usually flexible, with low interest rate and certain preferential conditions such as loan term and repayment grace period.
2. Technological innovation loan: Technological innovation loan is also a kind of loan for high-tech enterprises to support their technological innovation and product development activities. This kind of loan usually requires enterprises to provide corresponding technical innovation plans, business plans and other materials.
3. Capital loans: Capital loans are loans provided to enterprises that develop new technologies, new products and new materials for the first time. This kind of loan usually has low interest rate, long loan term, a certain loan amount and a grace period for repayment.
4. Investment loans: Investment loans are loans provided for investment activities of enterprises, including equipment purchase, real estate development and equity investment. High-tech enterprises can obtain financial support by applying for investment loans from banks to expand their scale and business scope.