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How much is the insurance for the second year of buying a car with a loan?
1. How much is the insurance for the second year of buying a car with a loan?

To be honest, if you buy a car through a mortgage, then the car belongs to the bank. In the first year, we must be able to choose the appropriate auto insurance according to the owner's own situation, that is, the calculation method of the second year insurance of the mortgage car and the second year insurance of the whole car, mainly according to the owner. For example, the number of types of auto insurance insured by car owners, the more types of auto insurance car owners choose, the natural auto insurance ranks first, and the fewer types of auto insurance they choose, the less they spend. There is also a conventional association, that is, the insurance company usually stipulates the following three situations: 1, no accident in the first year; 2. The number of accidents is less than twice (including twice); 3, the amount of compensation in the first year is lower than the premium in the above three cases, then the car

Second, how much is the loan for car insurance?

What does auto loan insurance cover? Car loan insurance should include the following types of insurance: car damage insurance, third party liability insurance, burglary insurance, anonymous compensation insurance and installment credit insurance or guarantee insurance. The first four types of insurance are paid once a year according to the regulations of the insurance company, and the credit insurance or guarantee insurance is paid immediately according to the payment period, and the insurance procedures are handled by the dealer. The following small series will tell you how much it costs to buy a car for your reference. How much is the loan and auto insurance? According to the regulations of the bank, when buying a car at an automobile dealer recognized by the bank, an individual can apply for an automobile consumption loan as long as he can pay a certain amount of down payment, notarization fee and insurance premium, repay the loan principal and interest in installments, have a local permanent residence and have full capacity for civil conduct. Take the car loan of about 80,000 yuan as an example, and the related expenses are as follows: 1. Cost: down payment = purchase price ×30%, that is, 80,000× 30% = 24,000 yuan. 2. Expenses: personal accident insurance of the borrower (the first beneficiary is the bank), as well as emergency insurance, spontaneous combustion insurance, third party liability insurance and car damage insurance. The insurance premium is about 3200 yuan. 3. Fees: loan contract notarization 100 yuan (charged by notary office), and vehicle mortgage in 300 yuan (charged by vehicle management department). 4. Expenses: Other normal expenses such as vehicle surcharge for non-loan car purchase. The popular policy is 30% repayment in three years. I've heard of your five-year 20% repayment, but it's definitely not a general sales behavior. What if the other party doesn't provide the model you need? Therefore, you should still go to the 4S store of the model you want to buy.

3. How much does it cost to buy a car with full insurance?

When applying for a loan to buy a car, you must buy insurance through the intermediary of 4s shop, because the car may not be yours until the loan is paid off. The so-called all risks generally include compulsory insurance, car damage insurance, third party insurance, scratch insurance, glass insurance, burglary insurance and car damage insurance, and the three are not deductible.

* * * How much depends on what class of car you buy.

Fourth, how much is the loan auto insurance and how much will it land?

The down payment of car loan is generally calculated according to 20%~30% of the bare car price. At the same time, the borrower of auto loan must pay the following fees.

1, car loan fee: generally, car loans are handled through auto finance, and 4S stores charge more than 2,000 to 4,000.

2, auto insurance: loans to buy a car generally require full insurance, and some also require you to pay a full insurance fee of N years.

3, car purchase tax, license fee, adjustment fund and other expenses.