What is the first suite?

The first suite must meet three conditions:

1. Buyer1over 8 years old;

2. The house bought is an ordinary house below 90 square meters;

3. There is no house purchased alone or with others under the name of the purchaser (except houses purchased with parents, purchased in accordance with the housing reform policy, and acquired through inheritance or demolition and resettlement).

What are the conditions and procedures for applying for the first home loan?

1. When applying for the first home loan, the applicant needs to issue the first home certificate.

2. Taking the purchaser as the unit, based on the definition standard of the property right information system of the house purchase, it is stipulated that in the property right registration information database, there is no property right registration record, or there is property right registration, but the source of property right is self-built, inheritance, gift, housing reform, affordable housing and resettlement housing, all of which belong to the first purchase.

3. Inquire about the first-time house purchase information: you need to provide identification, pre-sale (current) contract of commercial housing or sales contract of stock housing.

4. The Property Market Department of the Real Estate Bureau issued the first purchase certificate.

5. The lender goes to the bank to handle the loan formalities with relevant materials and the first set of proof of house purchase.

(The above answers were published on 2017-10-12. Please refer to the actual situation for the current purchase policy. )

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