Because equity investment is a high-risk and high-yield product, its fluctuation procedure is more than that of stock trading in the secondary market.
Bank loan funds can't even buy and sell stocks, let alone invest in equity.
Trust is aimed at high-net-worth people. It is generally believed that high-net-worth people have higher risk tolerance and stronger judgment on capital investment.
Second, why can't bank loans be used for equity investment? Why can the money borrowed by the trust be?
Because equity investment is a high-risk and high-yield product, its fluctuation procedure is more than that of stock trading in the secondary market. It can occur in the publicly traded market, when a company is initiated or established, and when shares are transferred privately. The motives of equity investment mainly include:
1. Earn profits, including dividends and capital gains.
2. Gain control over assets and gain benefits through adjustment, scheduling and appreciation of assets.
3. Participate in business decision-making, spread risks and find business opportunities.
4, adjust the asset structure, increase the current assets, in the occasion of investing in tradable shares, this motivation often exists.
5, speculation, in order to obtain the bid-ask price difference, in the occasion of investing in tradable shares, this motivation often exists.
Extended data:
When investing in a partnership organization, the shareholders bear unlimited liability; When investing in a legal person, shareholders shall bear limited liability. Therefore, although both are equity, there are still differences.
The contents of the ownership of corporate investors mainly include: shareholders only have the right to bear civil liability within the scope of investment; Shareholders have the right to participate in the formulation and revision of the articles of association of legal persons; Shareholders have the right to be the company manager themselves or to decide on the candidate for the company manager; Have the right to attend the shareholders' meeting and decide on major issues of legal persons;
Have the right to receive dividends from enterprise legal persons; Shareholders have the right to transfer their shares according to law; Have the right to recover the remaining property after the termination of the legal person. These rights come from shareholders' rights to invest in legal persons. The equity of the investors in the partnership organization has exactly the same rights, except for the first one mentioned above.
Equity, legal person property rights and partnership organization property rights all come from the ownership of investment property. The purpose of investors' investment in the investee is to make a profit, that is, to hand over the property to the investee and bear civil liability, rather than to hand over the property to the investee. Therefore, the property rights of legal persons and partnership organizations are limited authorization.
The right granted is the property right of the investor. If you don't grant it, the rights reserved in your own hands and the rights derived from it are equity. Both are incomplete ownership. Investor's property right mainly reflects the external form of investment property ownership, while equity mainly represents the core content of investment property ownership.