Do I need to provide a guarantor to apply for a loan? When can I apply for a loan mortgage?
There are many situations involved in the guarantee, which need specific analysis. For example, how many people do you need for bank loan guarantee? Generally speaking, there is no clear stipulation that applying for a loan must be guaranteed by a guarantor. The reason why the borrower is required to provide guarantee is mostly because the borrower's qualification is not good enough, and the lending institution only asks the borrower to provide guarantee when it feels that there is risk. If the borrower's income is stable and his personal credit is good, it is easier to apply for a loan. Of course, in addition to the guarantor, the borrower can also apply for a loan if he can provide relevant collateral, such as real estate and cars. In the case of goods guarantee, the borrower is likely to apply for a loan even if his personal qualifications are average. However, different lending institutions have different regulations, and the specific circumstances require borrowers to implement them in accordance with the regulations of relevant institutions. Therefore, whether to provide a guarantor for bank loans depends on the personal qualifications of the borrower.