All banks in China can make loans, as long as you are qualified for loans. At present, most prime banks in China have their own loan products, such as Industrial and Commercial Bank of China, China Construction Bank, Postal Savings Bank, Agricultural Bank, Bank of China, Bank of Communications, and commercial banks such as China Merchants Bank, China Everbright Bank, China CITIC Bank and Industrial Bank. Article 11 of the Interim Measures for the Administration of Personal Loans shall meet the following conditions: (1) The borrower is a People's Republic of China (PRC) citizen with full capacity for civil conduct or an overseas natural person who meets the relevant provisions of the state; (2) The purpose of the loan is clear and legal; (3) The amount, duration and currency of the loan application are reasonable; (4) The borrower has the willingness and ability to repay; (5) The borrower's credit status is good and there is no significant bad credit record; (6) Other conditions required by the lender.