Mortgage interest rates are usually determined by lending banks or financial institutions according to market conditions and policy adjustments. Among the mortgage interest rates, 4*2 is a common interest rate level. This means that buyers need to pay 4.2% of the loan amount as interest every year.
Take a home buyer applying for a loan of 6,543,800 yuan as an example. If the mortgage interest rate is 4*2, then buyers need to pay 42,000 yuan of interest every year.
When the bank goes bankrupt, the loan borrowed from the bank needs to be repaid, but at this time, it is not repaid to the original b