1. A natural person who has reached the age of 18 (inclusive) and has full capacity for civil conduct, the maturity date of the loan is generally not more than 60 years old.

2. Have permanent residence in cities and towns or valid residence status.

3. Have legal and stable economic income, good credit and the ability to repay the principal and interest of the loan.

4. Have a clear intention of consumption or have signed relevant consumption contracts.

5. You can provide a guarantee recognized by the bank.

6. Other conditions required by the bank for personal consumption loan of Shanghai Pudong Development Bank.

II. Materials required for applying for a consumer loan from Shanghai Pudong Development Bank.

1. Valid identity certificate, household registration certificate, marital status certificate and personal income certificate.

2. Relevant materials or documents (sales contracts, agreements or other valid documents) to confirm consumption behavior.

3. Personal consumption loan application form (which can be collected at the business outlets around the Bank).

4. Other materials required by Shanghai Pudong Development Bank.

Handling process of Shanghai Pudong Development Bank's consumer loan:

1.

2. Bank approval.

3. sign the contract.

4. Complete the formalities.

5. Loan issuance.

6. Customer repayment.

With the explosive popularity of Internet finance, the flying of Internet red envelopes has become an indispensable new scene in the Spring Festival. In 20 15, not only wechat red envelopes, but also AliPay red envelopes joined the "national unpacking" camp. In addition to the red envelope activities in the Internet finance industry, traditional commercial banks have also joined the ranks with the help of mobile terminals.

Shanghai Pudong Development Bank Credit Card became the only bank that cooperated with Alipay Red Packet. On February 20 12 and February 2004 14, Shanghai Pudong Development Bank, as an exclusive cooperative bank, distributed/kloc-0,000,000 red envelopes to all consumers through Alipay. This also makes PUFA the first company to break through the barriers of Ali and Tencent in this year's red envelope war and successfully realize the dual use of Alipay and WeChat.

Consumers, regardless of whether they hold the Pudong Development Credit Card or not, only need to log in to the Alipay wallet client to participate in the interactive game within the specified time period on the day of the event, and then they can grab the red envelope.