Sure, but only if you pay the full price for your car. If it is still mortgaged, it will not work! If you pay in full, under normal circumstances, anyone less than 5 years can apply for a vehicle mortgage loan! 60,000 cars, the highest evaluation price is 50,000, and according to the 30% discount, the maximum loan can be 35,000, but this is not the bank's standard. According to the standards of these private mortgage companies, banks basically don't handle this kind of vehicle mortgage loan now, because the income is low and the procedures are troublesome, mainly because banks need to find a place to put your car. At present, banks generally only make 200-654.38+00,000 cars.

If I buy a new car, can I get a loan?

You can apply for a loan.

Can I get a loan to buy a new car to make my money more valuable?

Loans have become an important part of people's lives, and mortgage and car loans make us dizzying. Can I get a loan to buy a new car? Of course you can. Next, let's take a look at the conditions needed to buy a car with a loan, and whether it is cost-effective to buy a car with a loan.

Conditions for buying a car by loan: 1,1A citizen who is over 8 years old and under 65 years old and has full capacity for civil conduct; 2. Have legal identity documents, local permanent residence or valid residence certificates; 3, the loan individual should have a stable professional and economic income or assets that are easy to realize, enough to repay the loan principal and interest on schedule; 4. The lender's own funds are sufficient to pay the down payment for car purchase stipulated by the bank; 5. The lender must provide a guarantee recognized by the bank; 6. The lender is willing to accept other conditions deemed necessary by the bank. In addition, there are two ways to buy a car by general loan: one is to apply for a car loan from a bank, including a credit card application, which is strict in examination and complicated in procedures; The other is to borrow money from an auto financing company, which is convenient and quick but requires a handling fee. Since the answer is yes, can I borrow money to buy a new car, and can I save money by borrowing money to buy a car? Of course. What good is that? Listen to the details. 1, reducing automobile depreciation loss. Cars are fixed assets and must be depreciated. Loans can reduce losses caused by depreciation. It is better to owe the bank first and use this money to make money. It is wise to use bank loans to offset depreciation losses. 2. The expected return on investment is greater than the bank interest. Buying a car in full is not as good as buying a car with a loan. Save money to invest, let Qian Shengqian. 3. Loans can reduce the loss of inflation. CPI will rise every year, and the car will depreciate in a few years.

Can I get a loan for my new car?

For people who have just got a driver's license, it is so confused (except those who are very rich). So this problem can be simply divided into two aspects. The first one is confident in your technology (for example, you haven't had an accident for two years) and get a new car. Because you buy a second-hand car to practice your craft and are afraid of an accident just now, if you are confident in your technology and feel good about yourself, you can buy insurance such as scratch insurance to apply for a new car even if you don't have your own car. Just look around. A few hundred dollars is as good as new. Of course it's a big deal. No matter whether you are a novice or an old hand, as long as you don't make principled mistakes when driving, you won't have any serious accidents. Second: If you have no confidence in your technology and have to buy a used car to make the transition, it depends on your own thinking. The problem is how to choose a used car to buy upstairs. I don't think the economy is very good. I'd rather buy a new car directly. When you buy a used car to make the transition to a new one, you must buy a used car. Generally speaking, driving is uncomfortable (you should have been driving for at least 10 years, especially, I'm afraid. As for whether the old car has face or not, it is still a second crossing. You have to calculate this economic account and other costs.