First of all, the remaining flowers can't be repaid in installments, but should be paid off in one lump sum.

Detailed description:

1. Flower Garden is a consumer credit service under Alipay, which can be used for installment shopping. Generally speaking, flower buds are repaid in monthly installments, and the term can be 6 months, 12 months and so on.

2. If part of the installment period is overdue, that is, the installment payment is not paid off on time, overdue fees and overdue records will be generated.

3. When the three-month installment payment is overdue due to lack of funds, but it is paid off later, the remaining installment payment is not allowed to be repaid in installments, but must be paid off in one lump sum.

4. This is because the installment service of Huabai depends on the user's credit evaluation and Alipay's risk control system to decide whether it can continue to repay in installments. Overdue repayment will have a negative impact on credit evaluation, so the remaining installments need to be paid off in one lump sum to ensure the safety and compliance of repayment.

Summary: According to the rules of staging and the requirements of risk control, if part of the staging is overdue but later paid off, the remaining staging cannot be repaid by installments, but it needs to be paid off in one lump sum.

Extended data:

Flower staging is a consumer credit service provided by Alipay. Users can shop in installments through the flower garden, which is convenient for payment in installments. The number and duration of installment can be selected according to the needs of users, but it needs to meet the requirements of Alipay's credit evaluation and risk control. Overdue repayment will have a negative impact on personal credit records. Therefore, it is suggested to repay the loan on time and in quantity when using Bai Hua installment service, so as to maintain personal credit and good financial status. When you need a one-time repayment, you can operate through Alipay's repayment function or contact customer service.

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