1. Loan application procedures: The borrower should go to Room 309 of the Human Resources and Social Security Bureau with his industrial and commercial business license, ID card, employment and entrepreneurship certificate, credit report of both spouses, and the original and copy of the marriage certificate.

2. Counter-guarantee method:

① Staff members of party and government agencies and public institutions who are fully supported by Nangong City’s finance, and who have not reached the legal retirement age within the counter-guarantee period, no Other loan guarantees and bad credit records; ② real estate mortgage; ③ three-year certificate of deposit of a natural person at the handling bank.

Address: Room 309, Government Building

Contact number: 5058118

Data download:

①Nangong City Entrepreneurship Guaranteed Loan QQ Group : 971562902

②Nangong City Human Resources and Social Security Network

Related reading:

Loan application objects and conditions

1. Individuals Loan

①Applicants: Registered urban unemployed persons and rural self-employed farmers who have full civil capacity, good personal credit records, no fixed jobs and generally within the age of 55 for men and 45 for women. , people with employment difficulties, demobilized veterans, people released from prison, college graduates, employees of enterprises that have eliminated excess production capacity and unemployed people, migrant workers who have returned to their hometowns to start businesses, online merchants, and registered poor households can apply for entrepreneurial guaranteed loans.

②Application conditions: Except for student loans, poverty alleviation loans, housing loans, car loans, and small consumer loans below 50,000 yuan, when the applicant submits an application for a business guaranteed loan, the applicant and his or her spouse should not have Other loans without bad credit history.

③ Application amount and period: The maximum amount of personal entrepreneurial guaranteed loan shall not exceed 150,000 yuan, and the maximum period shall not exceed 3 years.

2. Small and micro enterprise loans:

① Application conditions: The number of newly recruited people who meet the conditions for entrepreneurial guaranteed loans in the current year reaches 15 of the company’s existing employees, and they must sign a one-year contract with them. above labor contract. There is no credit record of serious violations of laws and regulations such as arrears of employee wages and unpaid social insurance premiums.

② Application amount and period: The maximum loan amount shall not exceed 3 million yuan, and the maximum loan period shall not exceed 2 years.

Loan interest discount

Starting from January 1, 2021, the portion of interest on newly issued personal and small and micro enterprise loans below LPR-150BP will be borne by the borrower and the enterprise, and the remaining portion will be borne by the borrower and the enterprise. Finance provides discount interest. For individual borrowers and small and micro enterprises who are active in repaying loans, have strong ability to promote employment, and have good entrepreneurial projects, interest discounts on entrepreneurial guaranteed loans can continue to be provided, but the cumulative number of times shall not exceed 3 times.