Borrowing and lending are the same meaning, both of which are temporary use of other people's property. Generally, the temporary use of money from private individuals, companies and units is called borrowing; And determine the return time, temporarily use the bank's money (pay interest), and talk more about loans.

In the event of a loan relationship, individuals need to do more consultation and comparison, and choose a formal and legal lending institution.

To apply for a small loan in Chongqing, you generally need to meet the following conditions:

First of all, Chinese mainland residents, aged 18-60, can provide personal identification (ID card, household registration book, marriage certificate, etc. ).

Secondly, it has a fixed address and place of work and business, and can provide proof of address (house lease contract, water and electricity bill, etc.). ).

Thirdly, have a stable source of work or economic income, good credit standing, and can provide proof materials such as bank serial number and labor contract.

Finally, without a bad credit record, the loan cannot be used for purposes prohibited by state orders.