Although the anti-risk ability of Jiangsu Bank is not as high as that of the four major state-owned banks, it is still relatively large as a local bank. Judging from the current situation of the bank, its professional level and development prospect are still good, and it has good risk dispersion ability.

2. Look at security from financial behavior.

From the perspective of financial behavior, security refers to what business has been carried out in Jiangsu Bank. The deposit of Jiangsu bank is a high-security financial behavior, so the security is high; The wealth management products of Jiangsu Bank are selective, and customers can choose products according to their different risk tolerance.

Generally speaking, the security of general stable products is still high, and Jiangsu Bank can meet the security of funds. Interest rates on deposits and wealth management are also higher than those of other large commercial banks.

Bank of Jiangsu was officially listed in Nanjing on June 24th, 2007. Headquartered in Nanjing, it is the only provincial-level local corporate bank in Jiangsu Province. It is a modern joint-stock commercial bank formed by the merger and reorganization of 10 city commercial banks in Jiangsu Province, such as Yangzhou, Wuxi, Suzhou and Nantong, which has created a new model for the reform of local corporate banks.

Current situation of banks

Adhering to the mission of "creating a better life", Jiangsu Bank is committed to building a first-class commercial bank with characteristics, intelligence, integration and internationalization.

At present, there are more than 5 10 banking institutions in Jiangsu, including 2 branches in the province, 23 outlets in Nanjing and 4 branches in Beijing, Shanghai, Shenzhen and Hangzhou outside the province. As the main sponsor, Jiangsu Danyang Baode Rural Bank was established. The bank has more than 65,438+3,000 employees.

By the end of 20 14, the total assets of Jiangsu Bank exceeded 1 trillion yuan, the balance of local and foreign currency deposits reached over 680 billion yuan, and the balance of local and foreign currency loans reached over 480 billion yuan.

Among the global 1000 top banks selected by the British "Banker" magazine, the ranking of Jiangsu Bank has increased year by year, ranking 153 in 20 14 years, up 26 places from the previous year. Won the honorary commendation of "Best City Commercial Bank in China", "Best Innovative Small and Medium-sized Bank", "City Commercial Bank with the Most Brand Value", "Advanced Unit of Financial Services for Small and Micro Enterprises in National Banking Financial Institutions" and "Civilized Unit in Jiangsu Province".

Xia Ping, Chairman of Jiangsu Bank: Strive to build the bank with the most Internet big data genes.

scope of business

Absorb public deposits; Issue short-,medium-and long-term loans; Handle domestic settlement; Handle bill acceptance and discount; Issuing financial bonds; Acting as an agent to issue, honor and underwrite government bonds and short-term financing bills; Buying and selling government bonds, financial bonds and corporate bonds; Engage in interbank lending; Providing letter of credit services and guarantees; Acting as an agent for insurance agency business, including fund collection and payment, trust plan, financial management on behalf of customers, fund sales, precious metal sales, collection and payment of funds and custody; Provide safe deposit box business; Handling entrusted deposit and loan business; Engaged in bank card business; Foreign exchange deposits; Foreign exchange loans; Foreign exchange remittance; Foreign currency exchange; Settlement and sale of foreign exchange, acting as an agent for forward settlement and sale of foreign exchange; International settlement; Self-operated and valet foreign exchange transactions; Inter-bank foreign exchange lending; Buying and selling or acting as an agent to buy and sell foreign currency securities other than stocks; Credit investigation, consultation and witness business; Other businesses approved by online banking, banking supervision institutions and relevant departments.