Personal "planting treasure" loan business refers to personal loans issued by banks to individual customers engaged in planting for agricultural planting production expenses. This business is mainly handled at the county level.
Applicants must have a good reputation and at least two years of relevant planting experience. At the same time, it is required to have a local account or fixed residence of the handling bank in the local area, and obtain the right to use the planting land according to law.
◎ Loan amount: up to RMB 3 million.
◎ Loan term: The longest loan term can reach 3 years.
◎ Guarantee method: You can choose one or more guarantee methods such as real estate mortgage, joint guarantee, third-party guarantee, core enterprise guarantee or guarantee institution guarantee.
◎ Repayment method: average monthly principal, equal monthly principal and interest, and repayment methods such as monthly interest payment and due principal can be selected. The loan of "planting treasure" can be in the form of "revolving loan", and how much is borrowed.
Breeding treasure
Personal "Aquaculture Treasure" loan business refers to personal loans issued by our bank to individual customers engaged in aquaculture for the production expenses of aquaculture activities. This business is mainly handled at the county level. Applicants must have a good reputation and have more than two years of successful agricultural experience. At the same time, they are required to have a local account in the local bank or buy real estate in the local area and live continuously for a certain period of time, and have a fixed breeding place.
◎ Loan amount: up to RMB 3 million.
◎ Loan term: The longest loan term can reach 3 years.
◎ Guarantee method: You can choose one or more guarantee methods such as real estate mortgage, joint guarantee, third-party guarantee, core enterprise guarantee or guarantee institution guarantee.
◎ Repayment method: average monthly principal, equal monthly principal and interest, and repayment methods such as monthly interest payment and due principal can be selected. "Breeding treasure" loan can be in the form of "revolving loan", and how much is borrowed.