1) Handling channels: Many banks can handle mobile banking, credit card apps or micro-signal public signals of credit cards. Take the public signal as an example, click on the loan in the menu bar at the bottom to promote consultation and apply according to the prompts.
2) Processing time: It can only be processed once a month. The specific processing time is not specified, but it is recommended to process it after the credit card bill date. Although the credit card loan may be opened separately, the billing date, repayment date and credit card account are all one day, and the interest-free period can be extended after the bill is processed.
3) Retain vouchers: When handling credit card loans, you must choose the purpose of funds, and be prepared to submit consumption vouchers to the bank after handling. It is generally required to submit a three-month consumption voucher. If the proof of consumption cannot be submitted, the loan may be suspended and the remaining principal and handling fee need to be repaid in one lump sum.