Credit card owes 6 thousand, and generally won't go to jail. However, banks can sue the court for rights protection according to law. After the bank wins the case, if the cardholder refuses to perform the repayment obligation agreed in the effective judgment, the bank may apply to the court for compulsory execution according to law.

Legal objectivity:

Article 676 of the Civil Code of People's Republic of China (PRC) If the borrower fails to repay the loan within the agreed time limit, it shall pay the overdue interest in accordance with the agreement or the relevant provisions of the state. Article 678 of the Civil Code of People's Republic of China (PRC) * * * The borrower may apply to the lender for extension before the repayment period expires; If the lender agrees, it can be extended. Article 97 of the Civil Procedure Law of People's Republic of China (PRC) * * * If an agreement is reached through mediation, the people's court shall make a conciliation statement. Article 120 of the Civil Procedure Law of People's Republic of China (PRC) * * * A lawsuit shall be filed with the people's court, and a copy shall be submitted according to the number of defendants. Article 236 of the Civil Procedure Law of People's Republic of China (PRC) * * * A legally effective civil judgment or ruling must be fulfilled by the parties concerned. If one party refuses to perform, the other party may apply to the people's court for execution, or the judge may transfer it to the person subjected to execution for execution. Article 244 of the Civil Procedure Law of People's Republic of China (PRC), if the person subjected to execution fails to perform the obligations specified in the legal documents according to the notice of execution, the people's court has the right to seal up, detain, freeze, auction or sell off the property that the person subjected to execution should perform. However, the necessities of life of the person subjected to execution and his dependents shall be retained.