How long does it take to pay for Zhengzhou provident fund loan conditions?
It needs to be paid continuously, on time and in full for more than 6 months (inclusive), and the recent unpaid payment does not exceed 4 months.
Loan objects
Any employee who normally pays housing provident fund in the housing provident fund management center and purchases a self-occupied house within the administrative area of ????this city can apply for a housing provident fund personal housing loan ( The borrower is the housing buyer and an employee who is paying housing provident fund).
Loan conditions
1. The borrower and his spouse have valid identity certificates;
2. The specified proportion of down payment has been paid, and the down payment loan amount = The total price of the property, and the house payment has not been paid in full;
3. The borrower has paid the housing provident fund continuously, on time and in full for more than 6 months (inclusive) after opening the payment account, and has not paid in the near future. No more than 4 months;
4. The family income is stable, the credit is good, and the ability to repay the principal and interest of the loan;
5. Agree to provide a loan guarantee method approved by the Housing Provident Fund Management Center;
6. The borrower and his/her spouse do not have unpaid housing provident fund loans or large debts.