Youdao Wealth and Youwodai are both subsidiaries of Jiayin Jinke and have a brotherly relationship. They can both authorize the subscription of high-end wealth, bank selection, funds, insurance and other products on their respective APPs.

Jiayin Jinke is a financial technology brand that engages in innovative financial technology services. It uses innovative technology to shorten the distance between users and financial services, and provides users with efficient and intelligent inclusive financial services. On May 10, 2019, Jiayin Jinke was successfully listed on NASDAQ in the United States, stock code: JFIN.

Youdao Wealth is a wealth management software owned by Shanghai Jiajie Internet Financial Information Services Co., Ltd. The software mainly provides users with customized asset allocation plans and wealth management services.

Youdao Wealth Bank Selection

Bank deposits and bank financial products, with multiple projects and different assets to choose from, meet all-round wealth management needs.

Youdao Wealth Services provide high-quality services

The platform uses exclusive wealth consultants to provide one-on-one services.

Youwodai, the leading online P2P credit investment and financing platform in China (a type of Internet financial ITFIN product), is a practitioner of financial reform and focuses on the capital development needs of small, medium and micro enterprises, self-employed individuals and farmers. Long-term commitment to the construction and improvement of the national credit system.

Youwodai P2P online lending platform was established in June 2011. It is a pure third-party online credit investment and financing service platform.

As a third-party service platform, Youwodai does not absorb deposits or lend money. It only provides a series of related services such as credit consultation, review, recommendation and fund transfer docking, between investors and borrowers. Build a bridge for capital allocation. The Youwodai platform is independently constructed and operated by Shanghai Jiayin Financial Services Co., Ltd. (formerly Shanghai Jiayin E-Commerce Co., Ltd.).

Youwodai loan products

1. Jiafangdai (applicable to mortgage customers)

Provided to property owners who have taken out mortgage loans and are repaying them Exclusive loan

Loan amount: 30,000-300,000 yuan

2. Jiabao Dai (applicable to life insurance customers)

It is one of the top life insurance companies in China Exclusive loans provided by customers insured by insurance companies

Loan amount: 30,000-300,000 yuan

3. Jia Che Loan (applicable to car owners)

Exclusive loans provided to car owners who own vehicles

Loan amount: 10,000-200,000 yuan

4. Jiaxue Loan (applicable to college students)

Youwodai pays attention to the needs of college students and the wonderful life of college students

5. Fangyidai (applicable to those who own houses)

For those who own one, multiple houses, and immediate family members Exclusive loans provided by customers

Mortgage status: first mortgage, second mortgage, transfer order;

Loan period: 3 months, 6 months

6. Jia Insurance Loan (applicable to car owners)

Exclusive loans provided to car owners who have cars in their names and have purchased commercial auto insurance

Loan amount: 20,000-200,000