Shanghai's current housing purchase policy recognizes housing and loans. The details of the qualification for the first suite and the specific down payment ratio are as follows:
1, recognize the house, and recognize the residential property under the name of the Shanghai family;
2, loan recognition, in the nationwide commercial housing loans and provident fund housing loan records to recognize the surname (whether paid off or not).
If the conditions of 1 and 2 are met at the same time, the loan for this house purchase application shall be implemented in accordance with the first home loan policy, and the down payment ratio shall not be less than 35%;
If there is any one of 1 and 2, two sets of policies must be followed. Purchase ordinary housing, the down payment ratio is not less than 50%; For the purchase of non-ordinary housing, the down payment ratio shall not be less than 70%.
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