If you want to apply for a consumer loan from Bank of China, you need to meet the following requirements:
Apply for a cash loan
18-65 years old, has a stable job and income in the local area, and can provide proof of strong repayment ability such as running water in the bank.
The credit record is good, and the local real estate license is required to apply for a large amount of BOC consumer loan.
Apply for a commercial loan
I am 20-40 years old, have a stable job and income in the local area, and can provide proof of strong repayment ability such as running water in the bank.
Good credit record, college degree, and applicants applying for decoration loans also need to provide proof of real estate.
2. What is the personal consumption loan business of China Bank?
China Bank's personal consumption loan is a consumer-oriented loan product based on the credit status of individual customers, secured by collateral provided by customers recognized by China Bank. According to whether there is mortgage or not, BOC personal consumption loans are divided into BOC personal mortgage consumption loans and BOC personal mortgage consumption loans; According to whether the loan amount can be recovered or not, BOC personal consumption loans are further divided into BOC personal mortgage recovery consumption loans, BOC personal mortgage non-recovery consumption loans, BOC personal non-mortgage recovery consumption loans and BOC personal non-mortgage non-recovery consumption loans. The above contents are for your reference. Please refer to the actual business regulations.
3. What is the discount loan for personal car consumption of BOC?
Bank of China personal car discount loan.
"Car loan treasure?" The "red envelope loan" (that is, the discount loan for personal car consumption) is a combination product of China Bank and its cooperative car manufacturers or car dealers (hereinafter referred to as "car sharing loan"), which provides real benefits and high value-added services to the bank's car loan customers through car manufacturers or car distribution fees.