The real estate appraisal agency designated by the Housing Provident Fund Management Center (hereinafter referred to as the Center) evaluates the traded houses, determines the loan amount, term and repayment method, and determines the loan amount and the value of the houses (collateral) to be traded by both parties. Both parties to the transaction should actively cooperate.
According to the pre-assessment report issued by the assessment agency, the transaction price of both parties and the repayment ability of the borrower, the center pre-examines the loan amount and term to be applied by the employees, and issues the Pre-examination Confirmation Form for the Loan Amount and Term of Housing Provident Fund Second-hand Housing to the employees.