Yes, on the Zhongan small loan platform, you can also choose the way of direct loan without increasing credit through insurance. Ma Jin, Zhongan Diandian and Zhongan Small Loan are all products of Chongqing Zhongan Small Loan Co., Ltd., among which Zhongan Diandian and Zhongan Ma Jin used to lend well. Recently, according to feedback from many brothers, Ma Jin resumed lending and can apply if necessary. Its shareholders are Zhongan Information Technology Service Co., Ltd., Tianyi E-Commerce Co., Ltd. and Hong Kong Best Limited, so Zhongan Small Loan is authoritative and reliable.

I. Term of Zhongan Microfinance

Users apply for loans in Zhongan Small Loan. As long as it passes the audit, Zhongan Small Loan will arrange loans for users to obtain loan funds. The user does not meet the application conditions, or fails to pass the examination, so the user cannot borrow from Zhongan Small Loan. As long as Zhongan Small Loan is still operating normally, users can try to apply for a loan in Zhongan Small Loan. As for whether the user can pass the loan review of Zhongan Small Loan, this should be based on the review page, and the result cannot be manually intervened. The lenders of Zhongan Small Loan are all regular third-party financial institutions and belong to regular licensed institutions. Therefore, the borrower should check the credit information when applying, and will also check the credit information after the deadline.

Two, the use of small loans in security matters needing attention

1, the official holder, so it must be a credit check. If the credit is not very good, don't touch porcelain. However, Zhongan Small Loan is not a loan at all. What it does is to impose high insurance on insurance. It also deceives people with false advertisements and insures loans at low interest rates. The high insurance premium allows the borrower to cash out, but does not protect any rights and interests of the lender. I have communicated with the customer service and have been borrowing money to pay off these high loans during the epidemic.

2. If the application is submitted, the approval result will be issued soon, and the whole process will be approved by the system. If you don't call back, you can get the account on the day of withdrawal after approval.

3. Recently, a user received a telephone invitation. Of course, if you don't receive the invitation, you can also apply for a try, provided that your credit information is not very bad.