Mortgage money cannot be transferred from a third-party account to a personal account. The purpose of lending mortgage loans to third-party accounts is to prove the use of loan funds. A mortgage depends on the purpose of your loan. Personal consumption is generally buying a house, a car, decoration, etc. These are all accounts to the third party, that is, the seller's account. At present, the state stipulates that the special fund is special, that is, the purpose of your loan determines that your money should be placed in a third-party account.

2. At the beginning of February, the application for 2065438+2008 housing mortgage loan was approved in China Everbright Bank, with 65 places. ...

Generally, the mortgage can be settled around 20 yuan, either you can't or you go to a fake bank.

3. What is the interest rate of bank mortgage loan?

Banks apply for different mortgage interest rates. If you want to find the lowest bank that suits you, you need to find more banks and compare their loan interest rates to choose the bank with the highest cost performance. The monthly interest rate of mortgage loan of China Agricultural Bank is about 0.5 1%, that of China Merchants Bank is about 0.65%, that of Beijing Bank is 0.6 1%, that of Shanghai Pudong Development Bank and Huaxia Bank is 0.56%, that of China Industrial and Commercial Bank is 0.63%, and that of China Everbright Bank is 0.6655. Low loan interest is good, but it must be carried out on the premise of meeting the bank's application requirements, otherwise it will be bad to apply for a loan and be rejected. The bank's mortgage interest rates are all floating on the basis of the benchmark interest rate. In 20 15 years, the bank's benchmark annual interest rate is 5.6% below 1 year (inclusive), 6.0% from 1 year to 5 years (inclusive), and 6. 1 5% above 5 years.

4. What is the loan acceptance rate of China Everbright Bank?

80%, if you have a mortgage in your name, as long as there is no problem with your credit information, it is easy to pass.

Because when an online merchant borrows money, he will check your credit information, and then he will see the repayment record on you. If there is nothing wrong with your credit information, customers with credit and assets like you will be easily approved. In fact, the rapid housing loan launched by China Everbright Bank is a common real estate mortgage loan. Although it does not have extremely strict requirements on the personal credit information of borrowers like credit loan products, it still has certain requirements.

When applying for a credit loan, if the borrower has a bad credit record, the application will be rejected directly, even if the credit is expensive, it will have a negative impact.

When applying for a mortgage loan, although there are requirements for the borrower's personal credit information, it will not be so harsh. Even if there is a record of overdue credit information in the past, as long as it is not serious, there is a chance to apply for approval.