1. Is Yancheng restricted?
Is Yancheng restricted? At present, Yancheng has implemented a purchase restriction policy.
1, restricted area
Western Park of High-tech Zone, Jinjiang District, Qingyang District, jinniu district, Wuhou District, chenghua district, Longquanyi District, Xindu District, Wenjiang District, Shuangliu District and Pidu District.
2. Purchase restriction conditions
Anyone who buys a house in the restricted area must have a household registration in the restricted area, or have a stable employment in the restricted area and have paid social insurance continuously for more than 24 months.
Matters needing attention in Yancheng purchase restriction:
1. Non-local residents are not allowed to buy houses in restricted areas by paying social insurance. Housing management, human society and other departments should earnestly perform their duties, strengthen departmental cooperation, strengthen the qualification examination of housing purchase, and ensure that housing purchase restrictions are implemented.
2, the state of prohibiting one person and many parties, the purpose of purchase restriction is to stabilize housing prices and also to curb real estate speculators.
Ii. Yancheng purchase restriction policy 20 19
1, Yancheng purchase restriction policy 20 19 regulates the purchase of houses. The central plains policy for the first set of housing is13% over 44 square meters. The new policy no longer divides the boundary of 144 square meters, and uniformly stipulates that the housing above 90 square meters is 1.5%.
2, the second set of improved housing, the original policy of 90 square meters and below is 3%, and the new policy is1%; The original policy stipulated that the area above 90 square meters was 3%, and the new policy was 2%.
3. At the same time, the down payment for the second suite can be applied for 40%, and the interest rate will rise 10%. After paying off the loan for the first suite, the second suite can be counted as the first suite. The first home loan currently implements the benchmark interest rate. Newly purchased commercial housing in Yancheng (including newly-built commercial housing and second-hand housing) can only be transferred after obtaining the certificate of immovable property rights for 3 years.
Third, the conditions for foreigners to buy a house in Yancheng
(A) the conditions for foreigners to buy a house in Yancheng
1. Foreigners who want to buy a house in Yancheng must have local one-year tax payment certificate or social security payment certificate, local income certificate (two to three times the monthly payment), and ID card, marriage certificate, household registration book and other documents.
2. At the same time, the purchaser is a natural person with full civil capacity of 18; When the loan is due, it shall not exceed 60 for men and 55 for women; Have a stable and legal occupation and income source, and have the ability to repay the principal and interest.
3. Information required for individual house purchase: the household registration book, ID card and photocopy of the couple of Yancheng house buyers. The purchase contract or agreement signed with the sales unit. Proof and copy of the borrower's down payment deposit. Personal housing loan application form (format provided by the bank).
(2) Matters needing attention in purchasing houses in Yancheng
1. Non-local registered families who have no housing in Yancheng can buy houses in the main city of this city with the tax payment certificate or social insurance payment certificate of 1 year or above, and postpone the purchase of a second house.
2. If a non-local household registration family cannot provide a tax payment certificate or social insurance payment certificate in Yancheng, it will suspend the purchase of housing in the main city of Yancheng.
The above is about Yancheng's purchase restriction, Yancheng's purchase restriction policy is 20 19, and the conditions for foreigners to buy houses in Yancheng. I hope I can help you!