Nowadays, many young people are used to various loans to solve financial problems. After all, they are adults and want to solve most things by themselves, so they won't let their parents worry. Therefore, the loan is also a relatively private matter, and it is best not to let parents know. But some loans may be made to the borrower's parents. How to stop them?

First, avoid applying for informal loans.

The more informal the loan platform, the more active it is to obtain the borrower's personal information. Not only should the borrower's mobile phone address book, SMS and telephone number be authorized, but also the service password should be provided so that all the personal resources of the borrower can be known.

Due to the high interest cost of informal loans, overdue is very common. Once the borrower refuses to repay the loan, the lending institution will not agree to negotiate and will call your parents immediately.

Therefore, I suggest that you keep your eyes open before lending, and don't choose illegal lending platforms, otherwise the explosion of address books and telephone bombing will seriously affect your personal life.

Second, how to prevent loans from calling parents?

In addition to the above, don't choose illegal usury or conventional loan platforms to borrow money, try to choose bank financial institutions to borrow money, so as to avoid your relatives and friends being bombarded by loans.

In addition, mobile phones have blacklist and whitelist functions, which can help parents set interception functions, intercept strange numbers, fraudulent text messages and telephone calls, and some third-party management software, which has many functions and can intercept many harassing calls.

In short, first of all, you need to confess the relevant contents of the loan to your parents, and then avoid them being harassed by the collection. You can also collect evidence to report complaints against these violent collection agencies.

I would like to ask how to call my relatives with a pat loan.

It is normal procedure to call relatives. Just to verify your identity, whether it is true. Pat a loan has the right to know the legality and authenticity of the personal information filled in by the borrower, and at the same time ensure the confidentiality of its information, so you should not disclose your loan information.

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You only need to verify your relationship with the second contact and the third party to prevent fraud, and you can get the original funds through a third party when the borrower fails to repay the loan.

Call relatives, first of all, to see if you are overdue. Calling relatives is only to confirm whether they have the ability to repay, so the best way is to pay off the loan. Pat will not call borrowers and their relatives at will.

For more information about how to call my relatives, please enter: See More.

What if the loan company calls my relatives and friends to harass me because my car is mortgaged in loans overdue?

For third-party collection from online loan companies, if the phone calls of relatives and friends or units disturb the normal work and life of people or units around them, units and relatives and friends around them can call the police to prevent the collection company from violating the law and discipline.

Online lending platform companies, without permission, have a serious impact on the telephone calls of your work unit and relatives and friends, so online lending companies have violated the law. We should take up legal weapons to safeguard our rights and interests. If the collection company uses illegal means to force people around it, the alarm is affirmative.

If it can help you, please adopt it. Thank you.

If the online loan is overdue for three days, call home to collect it. What should I do?

After the online loan is overdue, you can call your family and deal with it from the following aspects:

First, pay off the arrears as soon as possible.

After the online loan is overdue, you must pay off the arrears as soon as possible, because many online loans have high interest rates, and once overdue, it may cause high overdue fees. Moreover, some online loan products were collected at the meeting or cooperated with Sesame Credit, so overdue affected personal credit. Therefore, after overdue, those with repayment ability should repay as soon as possible to avoid affecting personal credit or generating high penalty interest.

Second, borrow money from friends and relatives.

If the deadline is not met temporarily, you can choose to borrow money from relatives and friends to solve the urgent need. After all, the cost of overdue online loans is higher than borrowing money from friends.

Third, collect evidence.

If the online loan is violently collected or threatened after it is overdue, it is necessary to collect evidence and report it to the relevant departments when necessary.

Overdue online loans will also affect users' online black index scores, if the online black index scores are too low. The low score of the Internet Black Index will not only affect the mortgage success rate, but also affect the users' flower beds and flower beds, and even lead to the closure of flower beds and flower beds.

The impact of the blacklist of online loans on individuals is to apply for new loans, which is difficult to approve again. Although online lending is very convenient now, we must spend rationally, pay attention to repayment on time, and maintain our credit record. Long-term application for online loans must pay attention to your own online loan big data to prevent it from becoming a blacklist of online loans because of blind application.

Just search: Lan Bing data. Click Query, enter information to query your own 100-line credit data, which come from the national online lending platform and UnionPay. Users can query their own big data and credit status, obtain various index data, and query their own personal credit status, blacklist status, online loan application records, application platform types, online loan credit line estimation and other important data information.

Compared with the central bank's personal credit report, online lending big data has a wider scope and more diverse institutions. It is a part of personal credit records and a useful supplement to the traditional personal credit report.