1. Can I get a loan during the period of being sued?
1. Whether the loan can be granted during the period of being sued shall be analyzed according to the following circumstances:
(1) If it is sued by the court and judged as a personal problem and needs to be implemented in accordance with the provisions of the court, it will not be pulled into the credit blacklist and will not have a great impact on future loans, so you can continue to apply for loans;
(2) If the judgment of being sued by the court is a personal problem, but it is still not executed according to the court judgment, it will be pulled into the credit blacklist, which will seriously affect the application for loans within five years.
2. Legal basis: Article 238 of People's Republic of China (PRC) Civil Procedure Law.
In the process of execution, the person subjected to execution provides a guarantee to the people's court, and the people's court may decide to suspend execution and the suspension period with the consent of the applicant for execution. If the person subjected to execution fails to perform within the time limit, the people's court has the right to enforce the property guaranteed by the person subjected to execution or the property of the guarantor.
2. What are the conditions for applying for a loan from a bank?
The conditions for applying for a loan from a bank are as follows:
1. Having a fixed residence at the place where the loan bank is located;
2. Have a proper occupation and stable income, and have the ability to repay the loan principal and interest on schedule;
3. Have a good credit record and willingness to repay, and no bad credit record;
4. Being able to provide legal, effective and reliable guarantee recognized by the bank;
5. There is a clear loan purpose, and the loan purpose is in compliance with relevant regulations;
6. Other conditions stipulated by the bank.