Different banks are different. The mortgage interest rate released by Macheng is 4.25% for ICBC, 2.02% for rural commercial bank, 4.25% for Agricultural Bank and 3.25% for provident fund. Mortgage refers to a kind of loan in which the relevant users use real estate assets as collateral to obtain a loan to pay the principal and interest in installments according to the contract, and then the buyers need to repay the bank on time.