Application methods of college students' entrepreneurial loans:

1. First, submit the application for business start-up loan to the lending institution, and at the same time submit the materials required for business start-up loan.

2. The lending institution shall examine the applicant's personal credit information and qualifications.

3. Upon examination, a loan contract was signed with the applicant.

4. The lender shall provide the guarantee recognized by the lending institution.

5. Lending institutions issue loans according to the contract.

Brief introduction of college students' entrepreneurial loan;

College students' entrepreneurship loan is an unsecured and unsecured credit loan for college students (undergraduates, postgraduates, doctoral students, etc.). ) issued by banks and other fund issuers. In order to support college students' entrepreneurship, governments at all levels have introduced many preferential policies, involving financing, business opening, taxation, entrepreneurship training, entrepreneurship guidance and many other aspects.

Second, how to apply for college students' entrepreneurial loans?

The methods of applying for college students' entrepreneurship loans are as follows

Step 1: Apply. Graduates apply to the Municipal Personnel Bureau with various materials.

The second step: preliminary examination. The Municipal Personnel Bureau shall be responsible for the pre-loan audit, and review whether the graduates meet the loan conditions and whether the loan application projects belong to financial discount and meager profit projects and issue a recommendation form. At the same time, the entrepreneurial ability of graduates applying for small secured loans is evaluated.

Step 3: Review. County (city) personnel bureau review, submitted to the county (city) guarantee institutions audit.

Step 4: Guarantee. The guarantee institution shall review the loan applicant's guarantee application and the counter-guarantee measures provided.

Step 5: Recognition. By the handling bank in conjunction with the county (city) personnel bureau and guarantee institutions, to review the loan project, responsible for the final approval of the loan application. After examination and approval of the loan, the handling bank shall sign a guarantee contract with the guarantee institution and a loan contract with the loan applicant.

Step 6: borrow money. College graduates (including junior college students, undergraduates and graduate students) engaged in self-employment are exempted from self-employment registration fees, self-employment management fees, and economic contract demonstration text cost. Within 1 year from the date of approval of operation. In addition, if you start an informal enterprise, you only need to register in the street of your district and county, and you can be tax-free for 3 years.

Third, how do college students apply for business loans?

Go to the labor bureau to handle it.

4. How do Shenzhen college students apply for interest-free loans when starting a business?

The conditions of Ping An Bank are as follows: application conditions ◎ China nationality (excluding Hong Kong, Macao and Taiwan residents) ◎2 1-55 years old ◎ Living in the current place of residence for 6 months ◎ Private owner: materials required for business license 1 year ◎ valid ID card ◎ valid proof of residence (water, electricity, telephone charges, etc. ) ◎ Current work certificate ◎ Income certificate finally.