There is no credit, which means it will not be recorded in your credit report. If you are overdue in the bank and fail to repay on time, it will be recorded in your credit report, which will have an impact on your future borrowing. The more times you borrow, the harder it is to borrow. There are still some financial lending institutions that will not go to the credit bureau, but we should make a good choice. If I had known Yu Xiang Easy Loan, I wouldn't have gone to the credit bureau.

However, regardless of whether the credit information will be received or not, it is still necessary to repay on time, but the bank is more strict.