I used an online merchant loan on 20/7/20/9/kloc, and I used it normally from 8800 to 74000, and I have been repaying it normally. There are also prepayments, but they are all up, not down. After 20 19, it is useless to stop for a few months. When I wanted to use it, I found that the available amount was 0.00 yuan. At that time, I also checked online and said that many people suddenly had no quota or could not get loans. Now the quota is still 0.00 yuan.
It's good. It's more convenient than the bank. Use it anytime, pay it back anytime ... the interest is not high. The main credit can't be wrong.
I have been using online business loans, which is really good. Regular banks have been running for a week with real estate licenses as collateral, but they haven't got any loans yet. My friend introduced me to use online business loans. As far as I can see, there is a limit of 70 thousand, which is very convenient to use. Don't ask for help, just pay back the money on time.
I don't think so. Before I got a loan, the quota was rising, but after I borrowed 20W from the bank for 20 years, the quota of online merchants was reduced by half. 2 1 after the 20-year loan is paid off, I don't have to say anything. The quota was directly reduced to zero [stunned]. Dear friend, do you think this situation is timely help?
It is a timely help to those who know how to exercise restraint. If they don't understand, it will be worse in the end.
No matter how many people on the Internet criticize or even curse Ant Financial, I always think that online business loans are the gospel of small and medium-sized sellers and a great innovation of Ant Financial.
Different from borrowing flowers, online merchant loans are only for e-commerce sellers, and their service advantages are incomparable to banks.
1. The online merchant loan amount and interest rate are determined according to the seller's business performance and credit. Sellers with good business and good credit have high quotas and low interest rates.
2. Online merchant loans don't need mortgage or guarantee, as long as Alipay is authorized to deduct fees automatically. That is, on the repayment date, Alipay directly debits the seller's account.
3. The repayment method is flexible, and the interest is calculated as many days as you borrow. Compared with the overlord clause of credit card installment, online business loans are much more reasonable.
4. The operation is simple, and a mobile phone face recognition can be done without running around, not to mention bowing down to the bank. For small and medium-sized sellers with little capital demand, seasonal stocking and big promotion are very practical.
For ants, the risk of bad debts is much smaller, because they have the seller's business information and even cash flow.
I hope those who can't make rational use of flower buds because of their poor self-control will find more reasons for themselves and don't always leave the pot to Ali and ants.
I have used it for more than three years. At present, the limit is 300 thousand, which was an emergency at first. It basically came in handy later. Borrow it for two days and return it. The interest of 10 thousand yuan is 3 yuan a day, which is not bad. It is much lower than the penalty interest of credit cards. As long as the credit is good, I can borrow it at any time and pay it back at any time. If I want to say why not go to the bank, the key threshold is so high. After a lot of exams, I will tell you my qualifications. I am still very grateful for the online commercial loan from the online bank. Although it also earned me a lot of interest, it really solved my problems. Much better than the bank, credit is priceless. Treasure it!
Online goods are also loans, and you have to pay back the money after using them. You also need to pay interest. Don't take out a loan unless you have to.
It is ok for online merchants to use loans urgently. The program is relatively simple. Just fill in some basic information on your mobile phone, without complicated bank procedures and short waiting time. But the premise is that you must have enough repayment ability, and overdue will also affect your credit information.
If you can stay away from loans, you must stay away. This needs to be returned, not timely help.