A credit loan of 500,000 yuan is suitable for people with excellent credit conditions. For example, if a bank has a large amount of wealth management products, the possibility of a bank loan of 500,000 yuan is still relatively large. In addition, high-income groups can quickly obtain 500,000 loans through income certificates. It is very convincing that people with an annual salary of one million can provide their own bank flow. In addition, you can also provide your own real estate, automobile production and other assets to prove your asset strength in many ways. At the same time, an individual's credit record must be kept good in order to quickly borrow 500,000 yuan from banks or lending institutions. Second, mortgage, pledge or secured loan The amount of 500,000 mortgage loan depends on the collateral provided. If you have a house and a shop, you can apply for a mortgage loan at the bank. The bank will evaluate the house and shops first, and then determine the loan, so that you can easily get a loan of 500 thousand. In addition, you can use valuable movable property to pledge loans, or find someone with good credit conditions to guarantee yourself.