Rural credit cooperatives refer to rural cooperative financial institutions established with the approval of the People's Bank of China, composed of members as shareholders, and mainly provide financial services to members. It is understood that to apply for a rural credit cooperative loan, you must have a rural household registration before you can apply. Rural credit cooperative loans are usually mainly personal small loans. So what are the loan procedures of rural credit cooperatives? What is the loan procedure for rural credit cooperatives? 1. The loan applicant applies to the rural credit cooperative and submits the information required for the loan application; 2. The loan applicant accepts the pre-loan investigation according to the date agreed by the rural credit cooperative; 3. After the pre-loan investigation is completed, within the specified working days , the rural credit society will give the corresponding reply; 4. After the loan is approved, the loan applicant will go to the rural credit cooperative to sign the farmer credit loan contract and pay cash. The above is an introduction to the loan procedures of rural credit cooperatives. It should be noted that when rural credit cooperatives conduct pre-loan investigations on loan applicants, they usually assess the applicant's credit rating based on the applicant's basic situation, assets and liabilities, and are generally divided into three grades: excellent, good, and average. , the higher the credit rating, the loan limit will be increased accordingly.