If there is a loan for the sale of second-hand houses, the loan must be paid off before the transfer can be made.

Second, can I get a loan for buying a second-hand house?

Yes, you can. There are only a few conditions for the loan.

Third, can second-hand houses be used to install loans?

As far as I know, second-hand houses can be decorated with loans. Second-hand housing renovation loans must meet their conditions before they can be loaned. Loan application conditions: 1. To have a fixed income, it depends on the salary details; 2. At least 18-65 years old; 3 loans for business or car purchase, there must be a guarantor and mortgage; 4. Good credit information

4. Can I get a loan for buying and selling second-hand houses?

Buying and selling second-hand houses can be loaned, and as long as they meet the loan conditions, they can go through the mortgage loan procedures. Under normal circumstances, the sum of the service life of the house and the loan life is no more than 30 years, and some banks may handle the formalities of second-hand houses for no more than 20 years. The specific lending standards of each bank are different, but if there is no real estate license or land certificate, the bank will not go through the lending procedures. Legal basis: Article 35 of People's Republic of China (PRC) Commercial Bank Law. Commercial banks should strictly examine the borrower's loan purpose, repayment ability and repayment method. Commercial bank loans shall be subject to the system of separating loan review from grading approval. Article 36 When a commercial bank lends money, the borrower shall provide guarantee. Commercial banks should strictly examine the repayment ability of guarantors, the ownership and value of collateral, and the feasibility of realizing collateral. After examination and evaluation by a commercial bank, it is confirmed that the borrower has a good credit standing and can repay the loan, and no guarantee may be provided.