If the loan in Cheng Yi can be raised, if you want to raise the loan, you should pay attention not to borrow many times in the short term, not to have excessive debts, or to provide more financial proof. Usually, the loan amount of a lending institution is directly related to the borrower's repayment ability. The stronger the borrower's repayment ability, the higher the loan amount will be.

I. Introduction to Chengyi Loan

Cheng Yi Loan is a new dream product of Nanjing Bank, which is mainly a personal unsecured loan for high-quality customers with fixed income. It is a credit loan product with blank credit, high loan amount, no mortgage and no guarantee. For the lenders aged 22-60 in Nanjing, with an after-tax income of more than 3,000 yuan and continuous work for six months, the repayment methods include paying interest monthly, repaying the principal in one lump sum or repayment by installments. Generally, the review of Cheng Yi loan will be completed on the same day, and the speed depends on the borrower's personal situation. If it is the fastest, it can be finished in 30 minutes. As long as they are 18~60 years old, have good credit status, have China nationality, and have a stable occupation and income, they can apply for a loan in Chengxin Credit.

Second, the credit situation affects cash withdrawal.

Online lending is a financial product that many people will use now. Because young people like to spend in advance, they will inevitably borrow some online loans to maintain their expenses. Many people will choose credit rationing, because credit rationing is more convenient and the loan amount is higher. However, some people will spend more than they can meet, so they can pay attention to increasing the loan amount. At present, many online lending platforms have access to third-party credit information platforms and online lending big data, so the records of users applying for loans on online lending platforms will be reflected in credit information and big data. If the borrower has a long-term loan, the loan amount is usually not too high and may be rejected by the lending institution.

Therefore, if you want to increase the line, don't make multiple loans on other online lending platforms in the short term, so as to maintain a good personal credit record, and the debts in your name should be handled cleanly, because if the debt ratio is too high, the institution will worry about the borrower's repayment ability because of the borrower's high debt ratio, so it will generally not increase the line.