hello

100 yuan can be borrowed from a basin friend.

The bank is not allowed to lend 100 yuan.

You're not old enough.

Satisfied, please adopt.

thank you

2. How much can a personal credit loan of the Postal Savings Bank borrow?

At present, the maximum personal credit loan of Postal Savings Bank can reach 1 10,000 yuan, and the longest loan period is 3 years. Mainly for people aged between 18-60, with good credit records, stable income sources and repayment ability. Specific loan process: 1. Apply for a loan. Customers can learn about the bank's credit products in advance to see if they are suitable for them. After understanding clearly, they can call the customer service of the bank or consult on the spot. Go to the bank to fill out the loan application form, and bring your ID card, household registration book, residence permit, work permit, marriage certificate and other relevant documents. 2. Pre-lending investigation. Banks are qualified to conduct a preliminary examination of the personal data of loan applicants. If it meets the requirements, it will enter the next loan link. 3. Loan approval. The approver decides whether to approve the loan according to the repayment ability, personal credit record and secured mortgage of the loan applicant. 4. Mortgage registration. If a loan applicant chooses a mortgage loan, he shall go through the relevant registration formalities after approval. 5. issue loans. Those who meet the conditions of bank loans and go through the formalities according to law can issue loans. Several common situations in which banks refuse loans: 1. Bad credit records lead to the failure of loan approval: most people now have multiple credit cards at the same time, and many people in the "card family" have records of overdue repayment. After enjoying the convenience of credit cards, they don't care about credit records. In recent years, there are many cases in which banks refuse to lend due to overdue credit cards. If the credit card is overdue for six consecutive times, it will be regarded as bad credit by the bank and the loan application will be rejected. Therefore, we should pay attention to the issue of credit reporting, repay in time, and don't become a blacklist of credit reporting. 2. With the development of the Internet and big data, many people around you have started to borrow money online, some doing business and some supporting loans. Although these people have good credit information, when the bank applies for a mortgage loan, the bank will ask you to pay it off in advance. Therefore, before buying a house, you should evaluate your debt ratio timely and accurately, unless your income can fully support microfinance and housing loans. However, according to experience, 95% of banks will ask you to repay when you actually apply for a loan. After the mortgage is approved, it can be handled. Therefore, you must consult relevant questions before buying a house, because there are many cases of unclear settlement and check-out. (The above refers to the loan on credit reporting). 3. Consumer loans: refers to some loans, such as computer installment and mobile installment, which must be paid off first, regardless of the amount, especially for single customers. 4. Car loan: Under normal circumstances, it is not difficult to apply for a car loan with a mortgage. If you have a car loan, it will be very difficult to apply for a mortgage loan. 5. Is there a low-rent house or a special welfare house for a certain period (regional policy): Before buying a house, make sure whether there is a low-rent house under your own name. Before buying a house, ask if there is such a house at home. If so, you'd better consult the Housing Authority in advance, whether it is necessary to cancel and whether it can be transferred. Then decide whether to buy a house. Don't be in a dilemma when you can't pay the bill after paying the money.

3. How to adjust the annual limit of postal mobile banking?

Log in to the mobile banking of Postal Savings Bank, click "My"-"Security Center"-"Limit Management", and successfully modify the transaction limit of mobile banking according to the prompts.

The payment limit of mobile banking of Postal Savings Bank defaults to the limit of mobile banking, and customers can adjust it according to their own needs. The payment limits for different authentication methods of mobile banking are as follows:

1. The maximum single payment limit for ordinary customers is 50,000 yuan (inclusive), and the cumulative daily payment limit is 50,000 yuan (inclusive).

2. The single payment limit of token customers is 500,000 yuan (inclusive), and the daily cumulative payment limit is 6,543,800 yuan (inclusive).

Four, how to query the personal loan information of the Postal Savings Bank through the mobile phone?

Machine bank to inquire about your personal loan information, the detailed steps are as follows:

1. Enter the login password of China Mobile Banking and click "Login".

2. The user logs into the mobile banking and clicks "Personal Loan";

3. Click "Loan Inquiry";

4. On the existing loan information list page, click the "IOU number" of the loan to be queried, and you can query the bill.

5. Click "Repayment Schedule" to inquire about the repayment plan of the loan in the last six months.