What is the interest rate of CCB Quick Loan?
The annual interest rate of CCB's "Quick E-Loan" loan is 7.2, the annual interest rate of "Rong E-Loan" is the lowest at 6.72, and the annual interest rate of "Pledge Loan" is 7.2 The annual loan interest rate is as low as 5.6.
According to the type of loan you apply for, the loan amount of CCB’s “Quick Loan” is divided into:
1. “Quick e-Loan”: 1,000 (inclusive) - 50,000 yuan ( (inclusive);
2. "Rong e-loan": 50,000 to 3 million yuan (inclusive);
3. "Pledge loan": 5,000 (inclusive) to 1 million yuan Yuan (inclusive).
The interest on CCB Quick Loan is calculated annually. The original annual interest rate is 7.2 and the preferential interest rate is 6.6. The editor will introduce to you in detail the calculation method of CCB quick loan interest.
The minimum loan amount of CCB Quick Loan is 1,000 yuan and the maximum is 50,000 yuan, and the loan term is 1 year. Therefore, the interest calculation formula for CCB Quick Loan is:
Interest = Loan Amount*1*Annual Interest Rate
2. What is the CCB Quick Loan Amount
CCB Quick Loan specifically includes three products: "Quick e-Loan", "Rong e-Loan" and "Pledge Loan", with different application quotas:
1. The amount that can be applied for "Quick e-Loan" The range is between 1,000 yuan and 50,000 yuan, and the loan term can be up to 1 year.
2. The loan amount of "Rong e-dai" ranges from 50,000 yuan to 5 million yuan, using two loan methods: credit and mortgage, and the loan term can be up to 5 years.
3. The loan amount of "pledge loan" ranges from 5,000 yuan to 1 million yuan, and the loan term can be up to 1 year.
3. CCB Quick Loan Application Process:
(1) The borrower needs to download the CCB app;
(2) Apply online;
(3) After the borrower submits the application, the approval process will be carried out;
(4) Online signing, CCB Quick Loan supports multi-channel self-service repayment.