There is no interest charge during school. After graduation, it is calculated according to the loan interest rate of the same period. If it is 6% now, that is, 1, yuan, the interest to be repaid in one year is 6 yuan. Student loan countries have interest subsidies. The loan interest is not high. Benchmark loan interest rate at the time of execution. Benchmark interest rate of the same term and grade. The annual loan interest should not exceed that of 7 yuan.